---
title: "How to Connect Your UBS Account to a Personal Finance App"
description: "Step-by-step guide to safely connect your UBS account to a personal finance app in Switzerland. Learn about Open Banking, security, and what data is shared."
date: 2026-04-10
updated: 2026-04-10
language: en
canonical: https://finch-agent.ch/blog/how-to-connect-ubs-to-finance-app
source: Finch (https://finch-agent.ch)
---

# How to Connect Your UBS Account to a Personal Finance App

**Quick answer:** Step-by-step guide to safely connect your UBS account to a personal finance app in Switzerland. Learn about Open Banking, security, and what data is shared.

UBS is Switzerland's largest bank, and connecting it to a personal finance app gives you a complete view of your spending, savings, and investments. Here's how to do it safely.

## Step 1 — Choose a Swiss-compatible finance app

Not every app supports Swiss banks. **Finch** is built for Switzerland and supports UBS via the official bLink open banking platform.

## Step 2 — Authorize via bLink

Bank connections in Switzerland use bLink, the SIX-operated open banking platform. You'll be redirected to UBS, log in with your e-banking credentials, and explicitly approve read-only data sharing.

## Step 3 — Review what's shared

  - Account balances

  - Transaction history

  - Investment positions (where applicable)

Finch can **never** initiate payments — connections are read-only by design.

## Step 4 — Manage consent

You can revoke access at any time directly in UBS e-banking under "Open Banking → bLink consents", and also in Finch settings.

## Security

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Finch never stores your UBS credentials — only the bLink consent token.

---
Published by Finch — the Swiss personal finance app. Canonical version: https://finch-agent.ch/blog/how-to-connect-ubs-to-finance-app