The budgeting app built for Switzerland

Most budgeting apps were built for one bank, one currency and one country. Finch is built for how Swiss residents actually live: multiple accounts, mixed currencies, and life that doesn't stop at the border.

Connects all Swiss banks

UBS, ZKB, PostFinance, Raiffeisen, every cantonal bank, Yuh, Zak.

Auto-categorisation

Transactions sorted by category in your language, automatically.

Multi-currency

CHF, EUR, USD, GBP — your budget always shows real spend.

Subscription detection

Finch flags duplicate or forgotten subscriptions.

Smart alerts

Get notified before you overspend, not after.

Private + Swiss

FADP-compliant, operated by a Swiss company, read-only access.

Budgeting that respects Swiss costs

Rent in Zurich, health insurance, AHV deductions, public transport subscriptions, ski-season spend — Finch's budgeting model accounts for the fixed-cost heaviness of Swiss life. You don't have to fight the app to recognise that CHF 2,400 in rent is a fixed cost, not 'overspending'.

Automatic categorisation, in your language

Finch reads your transactions from every connected bank — UBS, ZKB, PostFinance, Raiffeisen, Yuh, Revolut, and any of the 4,000+ supported institutions — and categorises them automatically. Categories work in English, German, French, Italian, Spanish and Dutch.

Multi-currency budgeting

Spend EUR on Amazon, USD on subscriptions, GBP on a London weekend? Finch normalises everything to CHF (or your preferred currency) so your budget reflects what you actually spent in real money — not a confusing mix.

An AI coach, not just a spreadsheet

Finch's AI finance coach watches your budget and surfaces the things you'd miss: subscription creep, duplicate streaming services, a spike in groceries, an overdraft risk before it hits. It helps you act, not just track.

FAQ

What's the best budgeting app for Switzerland?+

Finch is purpose-built for the Swiss market — it connects to every major Swiss bank, handles CHF/EUR/USD natively, and adapts its budgeting model to the high fixed costs of life in Switzerland.

Can a budgeting app connect to UBS or ZKB?+

Yes. Finch connects to UBS, ZKB, PostFinance, Raiffeisen, Migros Bank and every cantonal bank, plus neobanks like Yuh.

Does Finch work in CHF?+

Yes. CHF is the default currency. Finch automatically converts EUR, USD, GBP and other balances to CHF using live exchange rates.

Is Finch better than a spreadsheet?+

It's faster, automatic and smarter — but it complements rather than replaces a spreadsheet for users who want raw data control.

Start budgeting like a Swiss resident, not a tourist

Get Finch on the Swiss App Store or join the waitlist.