Most Swiss residents hold pillar 3a across two or three providers — VIAC, frankly, finpension, plus a legacy bank account. Finch unifies them all in one app, tracks contributions toward the annual maximum, and shows your real 3a wealth in CHF.
VIAC, frankly, finpension, Swissquote, PostFinance, UBS, ZKB and most cantonal banks.
See remaining room before 31 December — never miss the deduction.
Combine cash 3a and investment 3a from different providers in one view.
Estimate the federal + cantonal tax saved per CHF contributed.
See real performance across all 3a providers, net of fees.
Bank-grade encryption, Swiss company, no stored credentials.
Pillar 3a is the single biggest tax-optimised savings vehicle for Swiss residents. Yet most people lose sight of how much they've contributed this year, how their 3a is performing across providers, and how it fits into their broader wealth. Finch fixes that with automatic tracking from every major Swiss 3a provider.
Finch connects to VIAC, frankly, finpension, Swissquote 3a, PostFinance 3a, UBS Vitainvest, ZKB Frankly accounts, Migros Bank 3a, Raiffeisen 3a and most cantonal bank 3a accounts. Investment-based 3a contributions are tracked alongside cash 3a.
Finch knows the current Swiss 3a annual maximum (CHF 7'258 for employees with a 2nd pillar; CHF 36'288 / 20% of net income for self-employed without a 2nd pillar) and shows you exactly how much room you still have before year-end.
Your 3a sits alongside your bank accounts, brokerage portfolio and crypto in a single CHF net-worth view — no spreadsheet, no logging into three apps.
Finch is built for Swiss residents and connects every major pillar 3a provider — VIAC, frankly, finpension, Swissquote 3a, PostFinance 3a and bank 3a accounts — in one CHF view.
Yes. You can connect any combination of 3a providers and Finch will sum them, track annual contribution room and show overall performance.
Employees with a 2nd pillar can contribute up to CHF 7'258 per year. Self-employed without a 2nd pillar can contribute up to 20% of net income, capped at CHF 36'288.
Finch shows total 3a contributions per year and per provider, which makes filling out your Swiss tax return faster.
Join the Finch waitlist or download the app from the Swiss App Store.