Multibanking
Multibanking is viewing and managing accounts held at several different banks inside one single application. Balances, transactions and — in some cases — payments from all connected institutions appear in one consolidated overview.
In detail
Swiss households typically spread money across a cantonal bank, a neobank, a broker and a pension provider. Multibanking removes the need to log into each one separately by pulling everything into a single dashboard.
Connections are usually made through open-banking APIs such as bLink or through direct bank integrations. Because coverage differs, the practical value of a multibanking app depends on how many of your specific institutions it supports.
- One overview across cantonal banks, neobanks, brokers and crypto accounts.
- Categorised transactions make cross-bank budgeting possible.
- Value depends entirely on bank coverage — check your own banks first.
Related terms
bLink is the Swiss open-banking platform operated by SIX. It acts as a standardised hub between banks and approved third-party providers, letting customers securely share account and transaction data with apps such as accounting tools and finance trackers.
Net worthNet worth is the value of everything you own minus everything you owe. Assets include bank balances, investments, pension capital and property; liabilities include mortgages, loans and credit-card debt. The difference is your true financial position.
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